Let Accurate Appraisal Services handle your appraisalTo a lot of us, an appraisal is simply a line item on the break-sheet for a home sale or refinance. And even though there are an increasing number of automated home valuation processes that might appear cheaper than an appraisal, most lenders still want a local expert because the stakes are so high. But is securing a mortgage the only reason to acquire an appraisal? Are there additional times when the services of a certified, independent real estate professional might be beneficial? Of course there are.
Challenge your tax assessment in Hillsborough CountyIf you live in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from Accurate Appraisal Services is your best evidence. At Accurate Appraisal Services,we can assist you in disputing your tax assessment.
Removing PMI will lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is an added insurance policy that many lenders ask homeowners to buy when the amount being loaned to the buyer is more than 80% of the actual value of the home. Most often, this added payment is lumped into the monthly mortgage payment and is promptly forgotten. PMI is unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress that requires lenders to remove the PMI installments on most mortgages when the balance is paid down to 78% of the original value.
Accurate Appraisal Services will give you a statement regarding the value of your home, and the expense of the home valuation can generally be offset in a short amount of time because you'll no longer be paying the PMI.
An appraisal from Accurate Appraisal Services will help you settle a divorce with less stressA divorce can be a particularly daunting event for both parties, and it is often even more complicated by the difficult decision of who keeps the house. Regardless of the circumstances, it's a good idea to get an appraisal from Accurate Appraisal Services so both parties are completely aware of the true market value of their property.
If the parties wish to sell the home, they'll have a clearer picture of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.
Accurate and fair estate liquidation with help from Accurate Appraisal ServicesSettling an estateThe loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the highest degree of discretion.
Most Americans don't have dedicated estate planners or executors to manage these matters, unlike many wealthy individuals. And since a home or other property often makes up an unequal share of the total estate value, knowing the absolute value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've received an honest deal.
Accurate Appraisal Services can assist you in relocating to or from Hillsborough CountyMoving due to a job change is a more than just an inconvenience. We know where you're coming from! That's why we take great care in setting up an accommodating appointment time for the appraisal inspection. During our thorough process, we recommend relocating employees to provide input on the positive characteristics of their property, along with information regarding any new sales or listings in their neighborhood that they want considered.
Let Accurate Appraisal Services assist you in selling your home quickly at the right priceWhether you decide to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a better educated decision regarding your selling price. Separate from a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees aren't contingent upon the value we come up with, but rather they rest on our efforts to complete the appraisal.
On a daily basis, we examine the difference in value things like an additional bathroom or a kitchen remodel can make. Obtaining a professional appraisal is a reliable way to decide what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties stay on the market.